Paperwork for Selling a House Without a Realtor in Ohio

Paperwork for Selling a House Without a Realtor

Selling your house is a big milestone for any homeowner…AND selling your house without a realtor…just adds a bit more, let’s say fun, to the process.

Our comprehensive guide will walk you through the fun paperwork for selling a house without a realtor in Ohio.

Without further ado, let’s dive in.

What Paperwork is Required to Sell a House Without a Realtor?

A LOT of paperwork is required in order to sale a house whether with or without a realtor.

When you sell a house without a realtor, you’re taking on the responsibilities of a real estate agent. That being said, it’ll be quite the learning curve for anyone willing to pursue this route. BUT, it’s not impossible and big kudos to you for willing to take this on!

Pre-Listing Paperwork

Paperwork for Selling a House Pre-Listing Docs

1. Property Survey

A property survey is a detailed map of your property, showing boundaries, structures, and any improvements.

Although not always mandatory, having an updated survey can prevent boundary disputes and provide clarity to potential buyers about what exactly is being purchased.

2. Title Report

A title report is a document that shows legal ownership of the property and lists any liens, easements, or other encumbrances on the property.

Resolving any title issues beforehand can prevent delays or complications during the sale process.

3. Residential Property Disclosure Form

In Ohio, sellers are required to complete a Residential Property Disclosure Form (aka. Seller’s Disclosure Form).

This form details any known issues with the property, such as:

  • structural defects
  • water damage
  • pest infestations

Accurate and thorough disclosure is not only a legal requirement but also builds trust with potential buyers.

4. Listing Price with Comparative Market Analysis (CMA)

A Comparative Market Analysis helps determine a competitive listing price for your home. This involves researching recent sales of similar properties in your area. Realtors typically perform CMAs, but you can use online tools and public records to gather this data yourself.

Another option is to hire a real estate professional to provide a Broker’s Price Opinion (BPO), which is typically less extensive than a CMA.

5. Property Information Sheet

Create a detailed property information sheet or specs sheet that includes:

  • square footage of the home
  • number of rooms
  • number of baths
  • garage capacity or carport
  • lot size
  • features (HVAC, Deck, Patio, Porch, yard, etc.);
  • and any recent upgrades

This document will be used in your marketing efforts and provided to prospective buyers.

Listing Paperwork

Paperwork for Selling a House Without a Realtor Listing Docs

1. For Sale By Owner (FSBO) Agreement

This document outlines the terms and conditions under which you’ll sell your property.

It should include:

  • listing price
  • property description; and
  • any contingencies

MLS Listing

You can pay a flat fee to list your home on the Multiple Listing Service (MLS).


List your property for sale on these popular real estate sites:

Showing Your Home

Prepare your home to be seen by potential buyers. Remember, decluttering is key and remove as many personal items as possible so, it’s easy for buyers to envision themselves living in the house.

Showing Schedule

Create a schedule for showing your home to prospective buyers.

This should include times when the house is available for viewing and any special instructions (e.g., removing pets or securing valuables).

Open House Sign-In Sheet

When hosting open houses, have visitors sign in with their contact information.

This helps you follow up with interested buyers and maintain a record of who has visited the property.

Let the offers roll in and get ready to negotiate the best price for both parties.

2. Purchase Agreement

When a buyer makes an offer, they will submit a purchase agreement.

This legally binding contract outlines the following:

  • sale price
  • closing date
  • contingencies; and
  • any personal property included in the sale

Carefully review this document and consider consulting a real estate attorney to ensure your interests are protected.


If you don’t quite agree with the initial offer, you can submit a counteroffer.

This is where your negotiation skills come into play.

The counteroffer document modifies the terms of the original offer, such as the sale price or closing date and/or anything else you didn’t agree with in the original offer.

The buyer can accept, reject, or further negotiate the counteroffer.

Contingency Clauses

Ensure that the purchase agreement includes necessary contingency clauses, such as:

  • financing
  • inspection; and
  • appraisal contingencies

These clauses protect both parties by allowing the buyer to back out of the sale if certain conditions are not met.

3. Home Inspection Report

The buyer will typically hire a home inspector to assess the property’s condition. The inspector provides a detailed report highlighting any issues.

Depending on the findings, the buyer may request repairs or a price reduction.

There are special circumstances where a home inspection may not be needed – if you need to know more, check out our other article here.

Repair Amendment

If repairs are necessary, a repair amendment outlines the specific fixes you agree to complete before closing. This document should be signed by both parties and become part of the purchase agreement.

4. Appraisal Report

If the buyer is obtaining a mortgage, the lender will require an appraisal to determine the property’s value.

If the appraisal comes in lower than the purchase price, the buyer may negotiate for a lower price or the sale might fall through.

5. Lead-Based Paint Disclosure

For homes built before 1978, federal law requires a lead-based paint disclosure.

You must inform the buyer of any known lead-based paint hazards and provide a pamphlet titled “Protect Your Family from Lead in Your Home.”

6. Radon Disclosure

Ohio law requires sellers to disclose any known radon hazards. If your home has been tested for radon, provide the results to the buyer.

7. Homeowners Association (HOA) Documents

If your property is part of an HOA, you’ll need to provide the buyer with the association’s rules, bylaws, financial statements, and recent meeting minutes. This informs buyers of any restrictions and the financial health of the HOA.

Financing and Closing Preparation Paperwork

Loan Application

The buyer’s loan application is crucial for their lender to approve financing. Ensure that the buyer is pre-approved or pre-qualified to avoid last-minute financing issues.

Loan Estimate and Closing Disclosure

The buyer will receive a loan estimate and closing disclosure from their lender. These documents outline the loan terms, monthly payments, and closing costs.

Ensure the buyer has reviewed these documents well in advance of closing.

Closing Paperwork

The closing process involves a significant amount of documentation, ensuring the legal transfer of property ownership.

1. Deed

The deed is the legal document that transfers ownership of the property from you to the buyer. This must be signed, notarized, and recorded with the local county recorder’s office.

2. Bill of Sale

This document transfers ownership of any personal property included in the sale, such as appliances or furniture.

3. Closing Statement (Settlement Statement)

The closing statement itemizes all costs involved in the transaction for both the buyer and the seller.

This includes:

  • purchase price
  • loan fees
  • title fees; and
  • prorated property taxes

In Ohio, this is often referred to as the HUD-1 Settlement Statement.

4. Certificate of Title

This document certifies that you have the right to transfer ownership and that there are no outstanding claims against the property.

5. Statement of Information

To prevent identity confusion, you may need to provide a statement of information, including your name, address, and social security number. This ensures that the correct parties are involved in the transaction.

6. Payoff Statement

If you have an existing mortgage, your lender will provide a payoff statement detailing the amount needed to pay off the loan at closing.

7. 1099-S Form

The 1099-S form reports the sale of real estate to the IRS. Your closing agent typically prepares this form, which is then provided to both you and the IRS.

Post-Closing Paperwork

Even after the sale is finalized, a few remaining documents must be handled.

1. Mortgage Release

Once your mortgage is paid off, the lender will issue a mortgage release, which must be recorded with the county to remove the lender’s lien from the property.

2. Transfer Tax Return

Depending on local laws, you may need to file a transfer tax return, reporting the sale and paying any applicable transfer taxes.

3. Final Utility Bills

Ensure all utility accounts are settled and provide final readings to transfer accounts to the new owner.

4. Moving Receipts

Keep receipts for moving expenses, as some of these costs may be tax-deductible.

Final Thoughts

Paperwork for selling a house without a realtor in Ohio involves a significant amount of work, but understanding each document’s purpose can demystify the process. From the initial preparation to the final closing, each piece of paperwork plays a crucial role in ensuring a smooth and legally sound transaction.

By staying organized, informed, and possibly consulting with a real estate attorney, you can successfully navigate the paper trail and achieve a successful sale of your home. The paperwork for selling a house without a realtor in ohio is a big undertaking but it can be done!

Skip the Paperwork and Sell Your House FAST in Ohio

If all that paperwork went right over your head, we don’t blame you!

The good news is, you can skip all the paperwork and go straight to an all-cash buyer.

How do you find an all-cash buyer in Ohio you ask?

Here at Nice Price Home Buyers, we buy houses in all-cash AND we can close in as little as 14 days.

The best part is, we buy your house as-is, regardless of its condition.

That means…

No need for you to handle the entire process of selling your home on your own…

No need for you to hire a real estate agent…

No need to be concerned about commissions and hidden fees…

No need for you to handle the paperwork involved…

No need to coordinate showings…

No need to appraise your home…

No home inspections

No need to worry about renovating or repairing your home to sale.

Nice Price Home Buyers takes all the stress and mess of selling a home off of your shoulders.

We’ll Give You a Fair All-Cash Offer for Your Ohio Home

Here’s our simple process to get started

  1. Schedule a Quick Call
  2. Get a Cash Offer
  3. Close Quickly
  4. Move On!

Bookmark this page and schedule a call if you’re looking for a stress-free and hassle free experience, we’re here to help.

Frequently Asked Questions

Do I need to survey my property before selling my house?

Although not always mandatory, having an updated survey can prevent boundary disputes and provide clarity to potential buyers about what exactly is being purchased.

Which document is the most important at closing?

The deed. It legally establishes the buyer’s ownership of the property.

Which document is issued by the buyer to a seller?

A Purchase Agreement is issued by the buyer to a seller. This is the buyer sending the seller an offer.

How does selling by owner (FSBO) work in Ohio?

You’ll take on all the responsibilities of a professional real estate agent.

  1. Set a fair listing price
  2. Market your listing
  3. Coordinate showings & open houses
  4. Negotiate an offer
  5. Fill out the paperwork
  6. Close on the house

Is selling my home without a real estate agent in Ohio hard?

Not necessarily but you’ll be taking on all of the responsibilities of a professional real estate agent. So, if you have the time to educate yourself on the selling process and you’re willing to put forth the effort and hard work, then it is completely doable to sell your house without a realtor.

How do I find cash home buyers for my home in Ohio?

An easy way to find a cash buyer for your home is to reach out to Nice Price Home Buyers – we’ll give you an all-cash offer regardless of the condition of your home.

How do I sell my house fast in Ohio?

An easy way to sell your Dayton, Ohio home fast without a real estate agent is to go to Nice Price Home Buyers – we’ll close on your house in as little as 14 days with an all-cash offer

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Are you looking to sell your home fast, as-is and without paying a commission? Nice Price Home Buyers is here to help! We buy properties directly from homeowners in a hassle-free, fully transparent transaction.

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